Nearly two decades after landmark mental health parity legislation, the gap between policy and practice remains stark. While Democrats and Republicans alike have endorsed equal coverage for mental and physical health, millions of Americans—including those facing cancer—still struggle to find timely, affordable care.

Patrick J. Kennedy, co-founder of the Kennedy Forum, and Sheri Biller, a cancer care advocate, argue in a new analysis that the system is failing to deliver on the promise of parity. They point to data from the Mental Health Parity Index showing that in 43 states and roughly 70% of U.S. counties, patients may have more difficulty accessing mental health services than other types of medical care.

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“A benefit listed in a policy doesn’t mean a therapist is available, an appointment timely or treatment affordable,” they write. The result: nearly 50 million U.S. adults experience mental illness each year, but less than half receive any treatment.

The Mental Health Parity and Addiction Equity Act of 2008 required insurers to cover mental health and addiction treatment on the same terms as medical care. Yet Kennedy and Biller argue that guaranteeing coverage is not the same as guaranteeing care. “Our system was not built to measure and pursue quality care that is demonstrably effective,” they note, adding that the repercussions of unmet needs ripple through communities.

One area where this gap is especially acute is cancer care. A cancer diagnosis doesn’t just affect the body; it brings fear, anxiety, depression, financial strain, and caregiver burnout. Kennedy and Biller highlight models like Supportive Cancer Care, which integrates pain management, care coordination, insurance navigation, and mental health support from day one. “It improves quality of life by easing pain, yes, but also by reducing depression,” they explain. This approach also helps avoid costly emergency room visits and hospitalizations.

But too often, such integrated care is out of reach due to insurance denials and billing hurdles. The authors call for increased awareness and adoption of proven models that treat the whole person. “Whole-person, integrated care like Supportive Cancer Care upholds the spirit of parity,” they write.

The debate over mental health parity has also intersected with broader health policy fights. For instance, the recent push for Medicaid work requirements could further complicate access for vulnerable populations. Similarly, the ongoing scrutiny of public health funding, as seen in the Ebola outbreak response, underscores the fragility of health systems.

Kennedy and Biller conclude that the question is no longer whether mental health should be treated equally to physical health—that has been answered. “The question now is whether we are willing to build a system for mental health that actually delivers on that promise.”